Getting out of debt

Get Out of Debt: The Short Version

Debt feels heavy, but it's beatable with a simple plan.

1. Face the numbers. List every debt with its balance, interest rate, and minimum payment. You can't fix what you won't look at.

2. Find your extra cash. Track what comes in and goes out. Whatever's left over becomes your debt-fighting money.

3. Pick your weapon. Avalanche (highest interest first) saves the most money.

Snowball (smallest balance first) builds quick wins. Choose the one you'll stick with.

WRITTEN BY SOMDY DIGITAL.

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