Kenya Payday & Budget Planner

Know your take-home pay, plan every shilling and see what you can spend each day until payday.

What's inside

• Payslip: gross pay to take-home pay, with PAYE, NSSF, SHIF and Housing Levy worked out using Kenya's October 2026 rules (the same maths as the akibalab.co.ke salary calculator)
• Monthly budget: plan each category and see budget against actual, with alerts when you're near or over the limit
• Spending log with dropdowns (works well with your M-Pesa statement)
• Payday dashboard: days to payday, what's left this pay cycle and a daily spending allowance
• 50/30/20 check: needs, wants, and savings and debt
• Year at a glance: spending by month, with a chart and your savings rate
• 17 ready-made categories you can rename, plus examples showing how to fill it in

Made for Microsoft Excel (desktop or Microsoft 365).

For education only, not financial or tax advice. Payroll rules change with each Finance Act.