The Anti-Rot Guide — Understand every option before you send one naira

Your salary finally has a surplus, and it is sitting in your account shrinking while your uncle says land, your colleague says dollars, and a church WhatsApp group posts screenshots that sound too good to be true.

The Anti-Rot Guide explains every option in plain English: money-market funds, T-bills, dollars, stocks, pensions, and the honest arithmetic on land that nobody does at the estate launch. At its center sits the Ten-Minute Verification Protocol: the exact regulator checks, the one-sentence test, and the Seven Ponzi Signatures scorecard to run before one naira moves anywhere.

This is financial education, not financial advice: it recommends nothing, promises no returns, and teaches you to verify before you trust, so the decision is finally, calmly, yours.