Budget & Money Planner: Excel + Google Sheets Tracker with Charts

Budget & Money Planner — A complete money system in one spreadsheet.

Track income, expenses, budgets, savings goals, debt, bills and net worth. Includes a live Dashboard with charts, dropdown lists, sample data, a Year Overview, and a printable summary. Works in Excel, Google Sheets or WPS on your phone. No subscription.

WHAT YOU GET

• Live Dashboard with pie chart & bar chart

• Income Tracker with dropdowns

• Expense Tracker with dropdowns (categories, payment method, necessary?)

• Monthly Budget that pulls actual spending automatically

• Savings Goals with % complete and months left

• Debt Tracker with priority

• Bills Tracker

• Net Worth snapshot

• Year Overview sheet

• Printable one-page Monthly Summary

• Sample data so you can see it working immediately

• Currency-neutral (set your own symbol)

• Clear instructions on the first sheet

WHO IT IS FOR

Anyone who wants a clean, practical way to control their money — freelancers, side hustlers, families, students, or small business owners.

HOW TO USE

1. Open the file in Excel, Google Sheets (just upload) or WPS Office.

2. Type only in the yellow cells.

3. Use the dropdowns for clean categories.

4. Charts and totals update automatically.

5. Duplicate the file each month to keep history.

Instant download. Edit freely. No monthly fees.

Created by Emmanuel Ebri.