Start Investing with ₦7,000 on Hisa
Start Investing in Nigerian Shares With ₦7,000 and Build a 12-Month Plan You Can Follow
You won’t believe what ₦7,000 can get you started on.
A year from now, you could have shares in three Nigerian companies, a growing investment portfolio, and 12 months of experience buying and researching stocks.
But let’s go back to where it starts.
You probably know companies like MTN Nigeria, GTCO, Zenith Bank, and Dangote Cement. You use their products, you see their businesses around you, and you also hear people talk about their performance.
But have you ever thought about owning a piece of these businesses?
That’s what buying shares allows you do.
A few years ago, investing in the stock market might have sounded like something reserved for wealthy people. You needed a stockbroker, a large amount of money, and knowledge of how the market worked.
But now, things have changed… yah.
Today, you can buy shares in listed Nigerian companies using your smartphone. You don’t need the millions you probably think you need to get started, and you don’t have to be an investment expert before making your first purchase. You can start with ₦7,000.
But here’s where many beginners get it wrong: they download an investment app, fund their accounts, and start buying stocks without knowing what they’re buying.
A company’s share price looks cheap, so they buy. Someone recommends a stock, they buy. The price starts falling, and suddenly they don’t know whether to sell, hold, or buy more.
I don’t want you to approach investing that way.
Before putting your money into a business, you should know what the company does, how it makes money, whether it’s profitable, and how much debt it carries.
You should also have a plan for your contributions and know when to review your investments.
That’s exactly what this guide teaches you.
What you’ll learn inside the guide
The guide takes you through the process of buying your first Nigerian shares and building an investment routine you can follow for 12 months.
Inside, you’ll learn how to:
- Prepare your money for investing without using funds meant for your basic needs.
- Set up and fund your Hisa account.
- Understand what shares are and what it means to become a shareholder.
- Research Nigerian companies and examine their revenue, profit, debt, and cash flow.
- Find reliable financial information before choosing which companies to invest in.
- Select three Nigerian stocks using a company research process rather than picking stocks simply because their share prices look cheap.
- Divide your investment across your selected companies.
- Buy your first shares and understand the charges involved.
- Track your purchases and monitor your portfolio.
- Assess your companies every three months and decide if they still deserve your investment.
- Develop a consistent investment habit using a 12-month contribution plan.
You won’t just learn how to buy shares. You’ll learn what to do before, during, and after making your first investment.
What could your investment contributions look like after 12 months?
The guide includes a contribution plan that starts at ₦7,000 and increases by ₦2,000 monthly, provided your income allows it.
Here’s how it works:
Month 1: ₦7,000
Month 2: ₦9,000
Month 3: ₦11,000
Month 4: ₦13,000
Month 5: ₦15,000
Month 6: ₦17,000
Month 7: ₦19,000
Month 8: ₦21,000
Month 9: ₦23,000
Month 10: ₦25,000
Month 11: ₦27,000
Month 12: ₦29,000
Total planned contributions: ₦216,000.
That’s ₦216,000 you could put towards building your portfolio over 12 months.
This is a contribution plan, not a promise of investment returns. Your portfolio’s value will depend on the performance of the companies you invest in. Share prices can rise or fall, and you can lose money.
You also get these FREE resources with your purchase
You won’t finish reading the guide and start wondering how to put everything into practice. So, your purchase includes additional resources to help you organize your investments.
1. Printable Stock Research Worksheets: Research companies, examine their financial performance, compare businesses and record why you selected each stock.
2. Printable Investment Portfolio Trackers: Keep records of your stock purchases, investment contributions, transaction charges and portfolio performance.
3. Investment Review Checklists: Use these to review your investments every three months and assess whether your selected companies still meet your investment criteria.
4. Private Telegram Investment Group: Get access to a private community where you can receive Nigerian stock market updates and investment-related information.
These resources give you something practical to work with as you build your portfolio. You won’t have to rely on memory to track your contributions or remember why you bought a particular stock.
Who is this guide for?
This guide is for you if:
- You’ve been interested in investing in Nigerian shares but don’t know where to start.
- You have a small amount of money and want to learn how to put it to work.
- You’ve downloaded Hisa but you’re not sure which stocks to buy.
- You want to understand how to research companies before investing.
- You’ve bought shares before but don’t have a proper investment plan.
- You want to develop a consistent investing habit without putting unnecessary pressure on your finances.
Your next 12 months can look different.
You could spend another year watching other people talk about stocks, waiting until you have more money or wondering how to get started. Or you could use the next 12 months to learn about Nigerian businesses, make your first stock purchases, and develop the knowledge to manage your investments more confidently.
By the end of the plan, you could have 12 months of practical investing experience, up to ₦216,000 in total contributions and a portfolio of three Nigerian companies.
You won’t become a successful investor overnight. But you can start building the knowledge and habits that will matter as your investments grow.