Joint Account Template

Account 1: Mine

This is my personal account.

* Funded by a % of joint income (usually my contribution %)

* Used for my spending (transport, gifts, hobbies, etc.)

* No judgment, no questions. 

This gives me freedom without friction.

Account 2: Yours(my wife)

Exactly like mine.

Same principles apply:

She has autonomy

No micromanagement

No resentment over “wasted” money