Nigerian Salary & Budget Planner (Excel + Google Sheets)

Stop wondering where your salary went. This ready-to-use planner is built for Nigerian earners: track salary and side-hustle income, plan rent, food, transport, data/airtime, electricity/fuel, family support and savings, and see Budget vs Actual instantly. Includes a 12-month tracker, savings goals with % progress, and automatic pie and bar charts. Naira formatting. Works in Excel and Google Sheets. Instant download.