Multi-Currency Budget Tracker — Automatic Budgeting Across Two Currencies

Budget across two currencies, automatically. Built for remittances, foreign income, and relocating abroad — the currency gap most templates ignore.

42% of people say they'd have enough money if they just knew how to manage it better. This is the tool that does that part. Built by an 18-year banking credit-risk professional.

The Multi-Currency Budget Tracker doesn't ask you to earn more — it shows you where your money's actually going, in every currency you touch, including the remittances most templates ignore. See the leak, close it, keep the rest.

WHAT'S INCLUDED

- Instructions tab — a plain-English guide to setting up your two currencies

- Settings — set your Home and Secondary currency plus today's exchange rate once; everything updates automatically

- Income Tracker — log every income source in whichever currency it arrives in

- Expense Tracker — 12 categories, including a dedicated Remittance / Sent Abroad line

- Dashboard — total income, expenses, net savings, savings rate, and a spending-by-category pie chart, all shown in your Home Currency

WHY THIS ONE'S DIFFERENT

Most budget templates assume you live and earn in one currency. This one doesn't. Update the exchange rate whenever rates move, and every number across the workbook recalculates instantly.

PERFECT IF YOU

✓ Earn in one currency and budget or save in another

✓ Send money home to family regularly

✓ Freelance or get paid internationally

✓ Are relocating abroad and need to plan across two currencies

Format: Excel (.xlsx) — also works in Google Sheets. Instant download.