CHELPER HEALTH CLUB OWERRI

CHELPER health club 

 Terms and Conditions 

1. The club was established by the NGO to ease access to quality, affordable healthcare.

2. ⁠It runs on monthly subscription basis paid either quarterly, biannually or annually.

3. ⁠Members in special category such as children under 10, Diabetics and adults above the age of 60 pay double the monthly subscription fee.

4. ⁠Failure to subscribe for two months will lead to the termination of membership and if the person intend to continue, will register afresh.

5. ⁠ 50% of the revenue collected is used by the NGO for staff remuneration.

6. ⁠ 30% of revenue collected from members is paid into a pool for secondary care of members.

7. ⁠20% of revenue collected is paid into primary care of members.

8. ⁠primary care will include routine medical check for members including eyes, heart,breast, kidneys, colon, prostate and cervix. It will also include treatment of common diseases like malaria, common cold and replenishing supplies for people with chronic diseases like hypertension and diabetes. Telemedicine consultations are also available in primary care.

9. ⁠Secondary Care will be with our partner hospitals, diagnostic centers, ambulance services etc. Because we are bulk purchasing and we are also medical professionals, we purchase at a discounted rate. Then further payment is also made from the clubs pool to further reduce the final amount paid by our members. We look forward to when our members will not have to pay anything at all. It is like you owning a hospital. It is also involves international medical treatment arrangements if needed. However the percentage of the hospital cost covered by the club will depend on the money in the club’s pool.

10. ⁠Qualification for benefit from the pool will depend on length of time you have been a member.

11. ⁠From the day of registration you can access medical personnel services but it takes three months to access the primary pool fund and one year to access secondary care pool fund.

12. ⁠There is no refund for those who cease to be members.

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