NaijaTrax Vault v1

NaijaTrax Vault — Nigeria's First Verified Virtual Asset Tax Tracker

Track every crypto trade. Compute every gain correctly. Built for the NRS Guidelines on the Taxation of Virtual Assets (Circular 2026/21) — verified to the naira against the Guidelines' own worked example.

WHAT IT IS

NaijaTrax Vault is an Excel-based personal virtual asset (VA) tax tracker built specifically for Nigeria's new NRS Guidelines on the Taxation of Virtual Assets. It automatically applies the Guidelines' required dollar-referenced gain computation, FIFO or Weighted Average cost-basis matching, and the correct treatment for every VA category — from Bitcoin and Ethereum to stablecoins, NFTs, staking rewards, and DeFi yield.

Where the NRS Guidelines require gains to be computed in USD terms first, then converted to Naira at the exact exchange rate on the disposal date, NaijaTrax Vault does this automatically for every transaction you log — no manual currency conversion, no spreadsheet you have to build yourself under deadline pressure.

WHO IT'S FOR

•       Active crypto traders and investors who need to know their real tax exposure before

filing — not after an NRS assessment

•       Anyone holding or trading Bitcoin, Ethereum, stablecoins, NFTs, or participating in staking, mining, or DeFi in Nigeria

•       Accountants and tax practitioners serving clients with virtual asset activity

•       Anyone who received VA as salary, professional fees, or business income

KEY BENEFITS

1. The only Nigerian tool with a verified FIFO cost-basis engine

The Guidelines require every disposal to be matched against your acquisition lots — First In, First Out by default. NaijaTrax Vault's Cost Basis Engine does this automatically, transaction by transaction.

2. Verified against the NRS Guidelines' own worked example

A ₦1,000,000 acquisition and ₦1,970,000 disposal of BTC computes to an exact ₦470,000 taxable gain in NaijaTrax Vault — matching Illustration 2 of Circular 2026/21 precisely, not an approximation.

3. Covers all 6 NRS virtual asset categories

Cryptocurrencies, stablecoins, security tokens, utility/governance tokens, NFTs, and sovereign digital currency — each correctly categorised and taxed per the Guidelines.

4. One price, yours permanently — no subscription

Download once, use every year. No recurring fees, no lock-in.

WHAT'S INCLUDED — 9 SHEETS

•       📖 How To Use — full setup guide, category reference, and disclaimer

•       ⚙️ Settings — choose FIFO or Weighted Average, set your tax year

•       💱 Exchange Rates — your CBN/NAFEM rate ledger

•       📥 Transaction Log — log every acquisition, disposal, swap, staking reward, mining reward, airdrop, or gift

•       🧮 Cost Basis Engine — automatic FIFO/Weighted Average lot-matching

•       📊 Disposal Gains — dollar cost base, dollar proceeds, dollar gain, and Naira taxable gain per transaction

•       💰 Income Events — staking, mining, airdrop, and DeFi yield taxed correctly at fair market value on receipt

•       📈 Annual Summary — every gain, loss, and income event netted into one final taxable VA income figure

•       🧾 Stamp Duty & WHT Tracker — reconcile the 1.5% stamp duty and withholding tax your VASP reports

PROOF — NOT A CLAIM, A VERIFIED CALCULATION

VERIFIED: A ₦1,000,000 acquisition and ₦1,970,000 disposal of BTC — the exact worked example published in the NRS Guidelines (Illustration 2, Circular 2026/21) — computes to precisely ₦470,000 taxable gain and ₦19,700 withholding tax credit in NaijaTrax Vault. Every formula was checked against the Guidelines' own numbers before this product was released.

PRICING

Availability

Founding Access — DIY

₦35,000

Available now — limited cohort

Standard — DIY

₦45,000–₦50,000

Coming — once Founding Access closes

Done-For-You

Coming soon

Planned for a future release

Full v1 capacity: 100 transactions with automatic FIFO/Weighted Average matching — generous for an individual trader's or small investor's annual activity.

IMPORTANT — WHAT THIS PRODUCT IS AND ISN'T



NaijaTrax Vault is a record-keeping and computation aid based on NRS Information Circular No. 2026/21. It does not constitute tax advice. Consult a licensed tax practitioner before filing. You are responsible for verifying all exchange rates, fair market values, and figures entered.

Get NaijaTrax Vault today — download instantly on Selar.com. Compatible with Microsoft Excel (2016+) and LibreOffice Calc (free).

Questions before you buy? WhatsApp us: +234 802 343 7484 | Email: [email protected]