Understand what you own. Avoid the red flags. Build with confidence.

Most Nigerian Muslims never chose the interest their savings accrue, the conventional fund their pension sits in, or the terms inside the "halal" plan a friend sold them. This pack is the orderly way out — a book, an action pack and a tracker that take you from "is this halal?" to a documented, screened, zakat-ready portfolio.

One payment, three files, instant download:

📖 The book — 45 pages

- The Five-Question Riba Test you can run on any product before money moves

- Quick verdicts on common Nigerian holdings, and how to switch your bank account

- The two free wins: the Fund VI pension switch almost nobody knows about, and takaful instead of conventional insurance

- Sukuk 101 — and how to actually buy sukuk in Nigeria

- Halal stocks on the NGX and halal mutual funds, with the screening made practical

- Purification and tax: what to do with income you decide you shouldn't keep

- Red flags: spotting fake halal investments, including the startup-equity and commercial-paper traps

- Zakat on what you own, plus a Thirty-Day Action Plan

📋 The Action Pack — 10 pages

Worksheets, checklists and scripts: holdings inventory, red-flag triage, the preliminary riba screen, and the questions to ask every provider.

📊 The Tracker — 7-tab spreadsheet

Start Here, Holdings Inventory, Due Diligence, Portfolio Tracker, Purification, Zakat Prep, Provider Questions. The six-stage method — diagnose, screen, verify, decide, execute, review — enforced in real life.

Built for salary earners with a pension, business owners with idle cash, anyone pitched a "halal" plan they couldn't evaluate, and existing investors who want a clean audit.

Important honesty: this is an educational guide, not financial advice, not a fatwa, and not a substitute for a qualified scholar or licensed adviser. It does not make any investment halal, safe or profitable. It gives you the discipline to know what you own and why.

One bad "halal" plan costs years of savings. This pack is the cheapest due diligence you will ever run.

By Reid Caster Publishing. Updated 2026 edition. Read on phone, tablet or laptop — no shipping, no waiting.