Debt Tracker | Excel Template for Kenyan Businesses & Individuals

See all your loans in one place and find the fastest way to pay them off.

Description

Carrying multiple loans is the reality for most Kenyan businesses and individuals — KCB, SACCO, Equity, Fuliza, HELB, family loans. This template brings them all into one place, shows you the payoff date and total interest for every loan, and runs both the Avalanche method (highest interest first) and Snowball method (smallest balance first) so you see which strategy saves the most money. Pre-loaded with common Kenyan lender names.

What's Inside

•       Debt Overview — 20 loans, balance, interest rate, monthly payment, auto payoff date, total interest

•       Pre-loaded lenders: KCB, SACCO, Equity Bank, Fuliza, Credit Card, Family Loan, HELB

•       Payoff Planner — Avalanche vs Snowball priority ranking side by side

•       Payment Log — 50-row history with principal and interest split per payment

Best For

Individuals with multiple loans, business owners managing debt, anyone working toward debt freedom.

KRA / Tax Note

Loan interest records support deductible interest expense claims for business income tax.