
TITLE: MInd Over Money:A Mental Wellness Guide to Surviving Debt, Stress, and Financial Anxiety.I was 20 years old, drowning in debt, and too terrified to look at my own bank account balance.
Last year, I was working as a caregiver earning just ₦40,000 a month. Yet, every single day, I would scroll through social media or walk past my peers and see them rocking premium luxury wigs, trendy clothes, designer bags, and iPhones.If you have ever been there, you know the suffocating weight of feeling not enough.To hide my self-doubt and maintain a "big girl" illusion, I started weaponizing my small salary. I spent a quarter of my paycheck on a single hairstyle. I bought expensive luxury body washes and creams when a normal bar of soap would do. When family members called for urgent financial help, I sent money I didn't have just to look like I had my life together.I wasn't tracking a single kobo. To keep up the facade, I turned to toxic loan apps.I would borrow half my salary, blindly hoping my next paycheck would fix it. But on payday, the loan apps would automatically swallow my entire salary plus their soaring interest rates. I was left starting the month completely from scratch, my mind spiraling into deep anxiety, overthinking, and paralyzing financial shame.The worst part? The moment I finally said "I don't have," my own family labeled me inconsiderate, ungrateful, and good for nothing. I sacrificed my future, missed all my savings goals, and yet, I was still the villain of the story.
This book is my raw, unfiltered survival blueprint.I didn't write this guide as a billionaire lecturing you from a mansion.
I wrote it as a 21-year-old nanny in Abuja who had to aggressively heal her relationship with money, conquer emotional spending, and build radical boundaries to save her own mental health.Inside this guide, you will discover: