
It starts weeks before resumption — the fee message arrives and something tightens in your chest before you even open it.
I'm Funke, 37, Lagos. Three kids in school, a husband with unpredictable business income. For years, every September and January turned my stomach — until I sat down one evening and calculated the real cost of a term, hidden charges included. That number changed everything.
This guide is that exact system:
✓ The True Cost Calculator (Pg. 3)
✓ The Term Countdown Save Plan (Pg. 8)
✓ The Irregular Income Buffer (Pg. 13)
✓ Talk to Your Spouse About Fees script (Pg. 17)
✓ The Termly Reset Checklist (Pg. 20)
Plus 2 free bonuses: Extended Spouse Script Pack + Nigerian Hidden Charges Checklist
One-Term Peace-of-Mind Guarantee: Not calmer by next resumption? Full refund, no awkward questions.
First 30 parents: ₦4,500 (returns to ₦9,500 after).