NGN 3,000,000 Annual Savings Challenge (2026 Planner + Bonus)

So you have decided to save 3 million naira in one year. This planner gives you the daily structure to get there.

Saving NGN 3,000,000 across 261 weekdays means setting aside around NGN 11,500 every weekday. Weekends are rest days. This is not easy. It is meant to stretch you. But the people who finish this challenge will end 2026 with a transformed relationship with money.

What is inside:

The 2026 Savings Challenge Planner (17 pages)

∙ An introduction on why your money must be working in a high-yield or dollar-denominated account to protect against inflation and naira volatility

∙ A thorough, encouraging guide covering everything from printing and displaying your monthly sheets to handling setbacks across twelve months

∙ A goals and intentions page to write your commitment before the year begins and return to it when you need to

∙ 12 monthly tracking pages with a clear daily save amount on every weekday and full rest days at weekends

∙ A year-end summary and reflection page to record what you actually saved and plan what comes next

Bonus 1: Financial Affirmations (printable)

15 affirmations written for someone doing serious financial work. Print them and keep them close on the hard weeks.

Bonus 2: What to Do With Your Savings (Nigeria guide)

A detailed, Nigeria-specific guide to growing and protecting your money: PiggyVest SafeLock and Cowrywise for high-yield naira savings, Risevest and Bamboo for dollar-denominated investments, mutual funds, Treasury Bills, and REITs. Written for the realities of building wealth in Nigeria.

Bonus 3: 12-Month Money Journal Prompts

One reflection prompt per month to keep you grounded in your why from January through December, with space to write honestly at each stage.

Saving NGN 3,000,000 across 261 weekdays means around NGN 11,500 every weekday. Weekends are rest days. The people who complete this will end 2026 with both the savings and the mindset to match.

This is a digital download. After purchase you will receive instant access to all four files.