
If you earn a small or unstable income and still want to save, breathe, and plan your future, this book is for you.
Surviving and Saving on a Small Salary is a practical money guide written for the Nigerian reality — not foreign advice that assumes you earn monthly salary or have excess money.
This book understands:
• Small income
• Family pressure
• Rising cost of living
• Unstable cash flow
• Data, transport, and “small enjoyment”
And it shows you how to manage money without suffering.
This book is for you if:
• You earn ₦10k–₦30k or have unstable income
• Money finishes before the month ends
• You want structure, not stress
• You’re ready to build discipline step by step
This book is not for people looking for shortcuts or get-rich-quick schemes.
• Easy-to-read eBook
• Practical examples
• Simple money rules you can apply immediately
• Clear mindset shift about money
You can finish this book in one sitting — and start applying it the same day.
Precious Edheba is a finance coach and business owner focused on helping everyday Nigerians build better money habits through simple, practical financial education.