Personal Budget Planner | Excel Template for Kenyan Professionals

Take control of your personal finances plan, track, and grow your net worth.

Description

Most Kenyans know what they earn but have no idea where the money goes. This template gives you a 12-month personal budget with 6 income categories and 19 expense categories, automatic surplus/deficit calculation, and a savings rate percentage that updates as you fill in actuals. The Budget vs Actual sheet shows exactly where you overspent each month. The Net Worth tracker adds up your assets and subtracts your liabilities so you can watch your wealth grow over time.

What's Inside

•       Monthly Budget — 12 months, 6 income lines, 7 fixed + 12 variable expense categories

•       Auto-calc — total income, total expenses, surplus/(deficit), savings rate %

•       Budget vs Actual — 11 categories, variance in KES and %, overspend clearly flagged

•       Net Worth Tracker — 10 assets + 8 liabilities = net worth with running total

Best For

Employees, young professionals, anyone trying to save more or manage debt better.

KRA / Tax Note

Supports personal income tracking for individual KRA tax returns.