Pesa Unlocked

School taught you a lot. Money wasn’t one of them.

So you figure it out as you go: Fuliza on the 20th, a loan app here, a bet there, saving “whatever’s left” (which is usually nothing). Meanwhile, everyone online seems to have it figured out.

Pesa Unlocked changes that. It’s a self-paced course that takes you from “where did my salary go?” to a clear plan for your money, one level at a time. No jargon. No judgment. Just practical skills for real life in Kenya.

What you’ll unlock:

1. Your money story. Break old habits and handle black tax with boundaries.
2. Decoding your payslip. Know exactly where every shilling goes, and get right with KRA.
3. Budgeting that works. A simple system built for M-Pesa and irregular income.
4. Your emergency fund. Stop every surprise from turning into debt.
5. Debt, CRB and HELB. Escape the Fuliza cycle and protect your credit record.
6. Betting, honestly. How the house wins, and how to take back control.
7. Investing the Kenyan way. Chamas, SACCOs, money market funds, T-bills and the NSE.
8. Scam-proof yourself. Spot Ponzi schemes, fake forex mentors and M-Pesa tricks.
9. Grow your income. Negotiate your salary and build a side hustle that actually pays.
10. Protect what you build. SHA, insurance, beneficiaries and wills, made simple.
11. Land and big goals. Buy land without getting conned, and plan for big purchases.
12. Your money plan. Start a business the right way and build your one-page plan.

What’s included:

• 24 short videos, made for watching on your phone
• 12 IRL Challenges that turn lessons into real action
• 20 templates and calculators, including a budget, debt map, emergency fund calculator and chama constitution
• Quizzes to lock in what you’ve learned
• A certificate when you complete all 12 levels

Who it’s for: Young Kenyans in their 20s, whether you’re job hunting, starting your first job, freelancing or running a hustle. If you’ve ever felt behind with money, this is your catch-up.

What this isn’t: A get-rich-quick scheme. There are no guaranteed returns or “secret systems” here. Just honest, practical skills that work over time.

Unlock all 12 levels now.