FMCG & Distribution Fraud Risk Toolkit- Complete 5-Part Bundle

This toolkit was built from actual fraud investigations in Kenyan FMCG and distribution businesses. If you work in finance, risk, audit or compliance this is what you use to find out whether your business has a fraud problem before it finds you.

You get five documents. Four come as editable Word templates so you can adapt them for your organisation. All five come as watermarked PDFs for reading and sharing internally.

1. Fraud Risk Assessment Template. Six fraud domains, a 5x5 risk matrix, and a conclusion guide that tells you what to do with your results.
2. Red Flags Checklist. 103 indicators organised by department. Finance, sales, procurement, logistics, HR, IT. Collusion patterns, behavioural flags, and AI-enabled fraud schemes.
3. Control Weakness Diagnostic. Eleven gaps taken directly from a real investigation. What each gap enabled. What fixing it looks like.
4. Fraud Response Protocol. A 72-hour step-by-step guide for when something goes wrong. Who to call first. What not to do. An incident log with 20 fields.
5. Fraud Risk Policy Template. A 13-section editable policy with a Three Lines of Defence structure, ready for your board.

Developed by a practitioner holding a Certified Fraud Examiner qualification, CPA (Kenya), and ISO 9001 Lead Auditor certification, with direct investigation experience in Kenyan FMCG and distribution environments.