The Founder's Guide to Building in Regulated Markets
The Founder's Guide to Building in Regulated Markets: How African Startups Navigate Blockchain, Digital Assets & the New Rules of Money.
Foreword - Musa Itopa Jimoh - Director, Payment System, CBN.
Preface - Dr Timi Agama, PhD. Director General, SEC Nigeria.
Other contributors include Ms. Mary Uduk, MNI. Acting Director-General, SEC, Nigeria, April 2018 – June 2020, and Dr. Babatunde Obrimah, Former COO, FintechNGR.
This Book is a practical, plain-language handbook for Nigerian and African founders building blockchain, fintech, Web3, and digital asset products, designed to give them the regulatory intelligence, institutional understanding, and compliance architecture they need to build compliantly and compete seriously.
It covers the full landscape: the ISA 2025 framework, the ARIP process, AML/ CFT obligations, multi-regulator navigation, product-specific compliance, and the pan-African regulatory horizon.
What the market has lacked, and what this book has tried to supply, is the knowledge infrastructure: the clear, honest, insider-informed account of how the regulatory system works, what it requires, and how to build within it without being broken by it.
Enjoy the book!
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Klarify is a Regulatory & Compliance Readiness OS for African fintech & digital assets. It helps founders to know what licence they need, what to do next, and stay regulator-ready, starting with Nigeria.
Klarify, combines FounderCounsel (RAG-grounded regulatory Q&A, product classification, regulator-letter analysis, and specialist escalation) with ComplianceOS (live readiness scoring, phased compliance roadmaps, policy/document generation, ARIP lifecycle tracking, regulator CRM, and deadline alerts). It is built for founders, operators, lawyers, and corporate innovation teams who need to know what licence they need, what to do next, and how to stay audit-ready, without treating the product as a law firm or a generic chatbot.