Smart Moneylenders Bootcamp (Batch 6)
Learn how to Charge Interest Legally Without Increasing Loan Defaults
Stop Guessing. Stop Copying Others. Start Charging Interest the Smart Way.
One of the biggest mistakes many private moneylenders make is believing that charging a higher interest rate automatically means making higher profits.
Unfortunately, that's not always true.
In fact, many lenders unknowingly increase their loan default rates because they charge interest the wrong way.
Some copy what other lenders are charging.
Some simply increase interest because "everyone else is doing it"
Others charge interest without considering the law, their loan product, customer affordability or the long-term impact on repayments.
The result?
❌ Higher loan defaults
❌ More customer complaints
❌ Cash flow problems
❌ Increased debt recovery costs
❌ Customers disappearing after collecting loans
If you've ever wondered...
- How much interest should I charge?
- Is there a legal limit to interest?
- Can charging high interest increase loan defaults?
- Can I defend my interest rate if the matter gets to court?
- How do I remain profitable without chasing customers away?
Then this Bootcamp was designed for you.
Bootcamp Details
📅 Date: 27th – 29th January, 2027
🕖 Time: 7:00 PM (WAT) Daily
💻 Format: Live on Zoom
🎓 Certificate of Participation
What You Will Learn
Day 1 — The Real Principles of Charging Interest
You'll leave understanding what interest legally and commercially represents — not just a number, but a risk-priced, compliance-backed decision.
Day 2 — How to Structure Interest Rates Profitably
By the end of Day 2, you'll know how to structure interest rates that are commercially profitable, legally defensible, and suitable for different loan products and customer risk profiles, without exposing you to regulatory risk.
Day 3 — How to Charge Interest Without Increasing Defaults
You'll walk away with a system for charging interest that keeps borrowers paying — and know exactly what to do when a loan starts to slip.
Bonus Session - Live Q&A with Precious Toju, Esq.
Come with your loan products, questions and we'll review practical scenarios together.
This Bootcamp Is Perfect For
✅ Private Moneylenders
✅ Digital Lenders
✅ Loan Companies
✅ Cooperative Societies
✅ Finance Companies
✅ Investment Clubs
✅ Salary Advance Companies
✅ Buy Now, Pay Later Providers
✅ Entrepreneurs planning to start a lending business
What You'll Receive
✔ 3 Days of Intensive Live Training
✔ Bootcamp Workbook
✔ Practical Interest Rate Templates
✔ Loan Pricing Checklist
✔ Sample Interest Clauses
✔ Certificate of Participation
✔ Access to the Bootcamp Replay (3 Months)
✔ Opportunity to enroll into the Business of Moneylending Academy (BOMA) at a discounted rate
Your Investment
Bootcamp Fee: ₦55,000 (actual cost is N150,000 - that means you will be paying N95k less)
Why Attend This Bootcamp?
This Bootcamp is facilitated by Precious Toju, Esq., an Award-Winning Business & Debt Recovery Lawyer, Insolvency Practitioner, Certified Financial & Credit Analyst, and Credit Risk Coach with over 13 years of experience advising lenders on lending structures, credit risk, debt recovery, and sustainable cash flow.
This is not another business class - this is an industry specific training.
It is a practical, legally grounded training designed to help you make smarter lending decisions before you disburse your next loan.
You'll leave with practical tools you can immediately apply in your lending business.
What Past Participants Say
Before the bootcamp, I had no knowledge of how to set up a moneylending business whether legal or structural, I had none at all but with the knowledge I got from this bootcamp, it covered all I needed to know step by step in setting up the moneylending business from the legal licensing, agreement and risk management strategies and I can confidently set up my own business now, all thanks to this bootcamp experience.
Stella Richard-Emeh, CEO, VICCHIS GLOBAL RESOURCES
Being part of this Bootcamp was an incredible experience. It offered valuable insights and practical tools that have broadened my understanding of the money lending business. I'm excited to apply what I've learned to achieve greater success.
Kofi Danso Appiah, Moneylender - Ghana
Limited Spots Available—Register Now!
Don't miss out on this opportunity to launch and scale your lending business.
I WILL SEE YOU IN CLASS!
Cheers to your profitable Moneylending Business!
Yours legal,
Precious Toju, Esq.
(Debt Recovery Lawyer | Credit Risk Coach)
Lead Coach, The Business of Moneylending Academy (BOMA)