Wills, Inheritance & Estate Planning Without Tears in Nigeria?

⚠️ You Worked Hard to Build Your Wealth. Don’t Let Greedy In-Laws and Archaic Traditions Tear Your Family Apart!

Every single month across Lagos, Abuja, Port Harcourt, Enugu, and Ibadan, heartbreaking estate tragedies play out in Nigerian families:

❌ The "Next of Kin" Fallacy: Believing that naming your spouse or child as "Next of Kin" on your bank account gives them legal right to withdraw your money after your death. Under Nigerian law, Next of Kin is merely an emergency contact with ZERO legal inheritance rights!

❌ Hostile In-Law Takeovers: Relatives arriving before the burial to seize car keys, confiscate house title deeds, lock bank accounts, and evict mourning widows and minor children from family homes.

❌ The Letters of Administration Nightmare: Families spending 2 to 4 years and millions of Naira in endless court filings, newspaper notices, and bond sureties just to touch frozen bank balances because there was no Will.

❌ Disinheritance of Female Children: Customary families attempting to strip daughters of inheritance, completely unaware that the Nigerian Supreme Court in Ukeje v. Ukeje permanently declared customary disinheritance of female children unconstitutional.

❌ The Deadly "Beneficiary Witness" Trap: A well-meaning person drafting a Will and having their child or spouse sign as a witness, instantly triggering Section 15 of the Wills Act which completely FORFEITS their entire inheritance!

❌ The Dying Without a Will Disaster: Dying intestate, leaving your multi-million Naira investments, properties, and companies tied up in bitter court battles among half-siblings and extended relatives.

In Nigeria, talking about death is culturally uncomfortable, but dying without a legal estate plan is catastrophic for the loved ones you leave behind.

To give every Nigerian family, property owner, and parent complete peace of mind, seasoned commercial and probate educator Mr. M Kolawole has created the definitive estate protection manual: Wills, Inheritance & Estate Planning Without Tears in Nigeria.

📘 WHAT YOU GET INSIDE THIS PLAYBOOK (5 PRACTICAL ESTATE MODULES)

⚰️ MODULE 1: THE INHERITANCE MINEFIELD: WHY DYING WITHOUT A WILL IS DISASTER

🔹 Dying Intestate Realities: What happens to your bank accounts, real estate, and company shares when you die without a Will.

🔹 Statutory vs. Customary vs. Sharia Law: How your choice of wedding (Registry Marriage Act vs. Native Customary vs. Church blessing without license) legally dictates who inherits your property.

🔹 Abolishing Female Disinheritance: The landmark Supreme Court ruling in Ukeje v. Ukeje under Section 42 of the 1999 Constitution, Yoruba Idi-Igi vs. Ori-Ojori distribution, and Northern customary rules.

📜 MODULE 2: DRAFTING A WATERTIGHT NIGERIAN WILL

🔹 Statutory Validity: Section 9 of the Wills Act 1837 and Lagos State Wills Law, testamentary capacity, signature rules, and the mandatory 2 simultaneous attesting witnesses requirement.

🔹 The Witness Trap: Section 15 rules on why beneficiaries or their spouses must NEVER witness a Will, and who to choose as independent witnesses.

🔹 Choosing Executors: Selecting individual vs. corporate trust companies, executor powers, and substitute executors.

🔹 Protecting Minor Children: Appointing testamentary guardians, setting up education trusts, and staggered distribution milestones (ages 21, 25, 30).

⚖️ MODULE 3: NAVIGATING PROBATE & LETTERS OF ADMINISTRATION

🔹 The Probate Registry: Step-by-step walkthrough of proving a Will in common vs. solemn form, fees, and timelines.

🔹 Letters of Administration: The statutory order of priority for administrators (surviving spouse, children, parents, siblings), newspaper publications, and administrative bond sureties.

🔹 Caveats & Will Contests: Grounds for challenging a Will (undue influence, lack of testamentary capacity, fraud) and defending against hostile in-law lawsuits.

🛡️ MODULE 4: ESTATE PLANNING BEYOND WILLS: TRUSTS, GIFTS & DIGITAL ASSETS

🔹 Living Trusts (Inter Vivos): Transferring real estate into a trust while alive to bypass Probate completely and maintain continuous rental income for your family.

🔹 Lifetime Property Gifts & Joint Tenancy: Perfecting property gifts while alive and joint spousal ownership with right of survivorship (jus accrescendi).

🔹 Digital Assets & Cryptocurrency: Securing private keys, domain names, fintech accounts, and digital businesses with a confidential digital memorandum.

🔹 PenCom Pension & Life Insurance: Naming beneficiaries on RSA pension accounts and why life insurance payouts bypass probate delays.

🚨 MODULE 5: IN-LAW WARS, BEREAVEMENT PROTOCOL & ASSET RECOVERY

🔹 The First 30 Days Bereavement Protocol: 72-hour evidentiary lockdown of title documents, car keys, and bank tokens. Properly notifying banks to freeze BVNs without stranding dependents.

🔹 Criminal Protection for Widows: Using the Violence Against Persons (Prohibition) Act (VAPPA 2015) to prosecute in-laws who attempt forced evictions or disinheritance.

🔹 Asset Recovery & Mareva Injunctions: Taking civil action against relatives who convert deceased property and obtaining emergency High Court freezing orders.

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🎁 BONUS SECTION: 8 READY-TO-USE ESTATE PLANNING TEMPLATES & CHECKLISTS

✅ 1. Standard Comprehensive Last Will and Testament Template (Nigerian Statutory Model)

✅ 2. Codicil to an Existing Will Template (For Minor Amendments)

✅ 3. Formal Caveat Form to Stop Fraudulent Grant of Probate / Administration

✅ 4. Notice of Death and Request for Account Status to Commercial Bank

✅ 5. Letter of Instruction to PFA on Deceased Contributory Pension (RSA)

✅ 6. Deed of Gift Inter Vivos for Land/Property to Children

✅ 7. Master Family Estate & Asset Inventory Audit Register

✅ 8. Plain-English Glossary of 25 Essential Nigerian Probate & Inheritance Terms

👉 Click the BUY NOW buttonto shield your family, secure your legacy, and protect your children today!