DREAM TO WEALTH PLANNER
✨ DREAM TO WEALTH PLANNER — A Money Planner by Pacy May
From £0 to £100k+ net worth. I built this system. Now it's yours.
I came to the UK with nothing. 10 years later I own properties in the UK and Nigeria — through intentional financial planning, every single month. This planner is my exact system, simplified and automated for you.
No spreadsheet experience needed. No finance degree required. Just open it and start.
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💰 WHAT YOU GET — 21 TABS INCLUDING:
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📅 12 Monthly Budget Planners (Jan–Dec) — fully auto-calculated
🥧 50/30/20 Pie Charts — on every single monthly tab
🎯 Visual Progress Bars — for every savings goal and debt
📊 Annual Dashboard — all 12 months pulled together automatically
💳 Debt Payoff Tracker — Snowball and Avalanche methods
📈 Net Worth Tracker — watch your wealth grow quarterly
🧠 Mood x Money Journal — tackle emotional spending
🌟 Vision Board and Dream Goals — because wealth starts with a vision
📒 Transaction Log — your personal digital receipt book
⚙️ Setup Tab — change currency, income sources and budgets in one place
💌 Closing Pledge Page — commit to your financial future and generational wealth
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⭐ FEATURES YOU WON'T FIND IN OTHER BUDGET TEMPLATES:
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Most budget templates just give you a spreadsheet to fill in.
This one does the thinking with you.
💡 50/30/20 PERSONALISED CALCULATOR
Enter your income once — the planner instantly shows you exactly how much should go to Needs, Wants and Savings based on YOUR numbers. Not a generic guide. Your actual figure, auto-calculated.
📆 SINKING FUNDS TRACKER
The feature most planners completely skip. Enter the annual cost of irregular expenses (car insurance, Christmas, birthdays, holidays) and the planner automatically tells you how much to set aside each month. No more financial surprises.
🛡️ EMERGENCY FUND CALCULATOR
Instantly calculates your personalised 3-month and 6-month emergency fund targets — pulled from your real budget figures, not a one-size-fits-all number. You'll know your exact safety net goal from day one.
📱 SUBSCRIPTION AUDIT TABLE
Most people are unknowingly spending £50–£200/month on subscriptions they barely use. This built-in audit table lists your subs, calculates the annual cost, and shows you exactly how much you'd save by cancelling. One tab. Eye-opening results.
🤲 GIVING CATEGORY
Because true wealth isn't just about keeping — it's about giving. Giving is built into your budget from the start.
💜 MONTHLY MONEY DATE PROMPTS
At the end of each monthly tab, guided reflection prompts help you review what went well, what to improve, and set your #1 focus for next month. Budgeting isn't just numbers — it's a mindset.
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✅ WHY THIS PLANNER IS DIFFERENT:
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✔️ Built by a banker — I work at one of the UK's largest banks
✔️ 6 exclusive features not found in standard budget templates
✔️ 50/30/20 calculator personalised to YOUR income — auto-updates
✔️ Sinking funds, emergency fund target & subscription audit built in
✔️ Formula protected — nothing breaks accidentally
✔️ Works with ANY currency — £ $ € ₦ R and more
✔️ Perfect for personal finance, family budgeting and small business
✔️ Works in Microsoft Excel AND Google Sheets (free)
✔️ Set up in under 2 minutes — guide included
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🔄 BUY ONCE — REUSE EVERY SINGLE YEAR
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Simply duplicate the file each January. One purchase. A lifetime of financial clarity.
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📥 HOW TO GET STARTED:
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1. Purchase and download instantly
2. Open in Microsoft Excel or upload free to Google Sheets
3. Go to the ⚙️ Setup tab — enter your name and currency
4. Start building wealth today 💜
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🌍 PERFECT FOR:
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Personal finance • Family budgeting • Small business owners
UK • Nigeria • USA • Canada • Any country worldwide
"She didn't just dream about wealth. She planned for it." 💜
— Pacy May | 📸 @PacyMay | 🌍 @LetGirlsDream