Budget by Paycheck — Multi-Currency Weekly, Biweekly & Monthly Budget Tracker

Paid weekly, biweekly, or monthly? Budget by paycheck instead of by calendar month — with automatic multi-currency income tracking and a daily Safe-to-Spend number.

Most budget-by-paycheck templates assume your money only moves in one currency. Yours probably doesn't.

Built by an 18-year banking and credit-risk professional, this is a full paycheck-based budgeting system — for weekly, biweekly, or monthly income — with one thing most templates skip entirely: it actually handles a second currency. Remittances, foreign clients, family support sent home — log it, and the sheet converts it to your home currency automatically.

WHAT'S INSIDE (6 TABS)

- Dashboard — full cash flow at a glance, plus a live "Safe to Spend Today" number that updates based on what's left and how many days remain in your pay period

- How to Use — a built-in step-by-step guide

- Income — log every paycheck, including foreign-currency income, auto-converted to your home currency

- Bills — track fixed bills by due date, budget vs. actual, and paid status

- Expenses — budget and track variable spending by category

- Savings & Debt — sinking funds plus a debt tracker with a Snowball/Avalanche toggle

WORKS WITH

Excel and Google Sheets. Any currency. Weekly, biweekly, or monthly pay schedules.

BONUS: Includes a 7-page printable PDF companion planner.

Instant download — no physical product, download link sent immediately after purchase.

Already own the Money Reset Kit? This one's built for a different rhythm — paycheck-by-paycheck instead of monthly. Message me on WhatsApp if you want help figuring out which setup fits how you actually get paid.