Busy but Broke: The Side Hustle P&L Playbook (E-book + 12 Templates)

😩 Orders every day. MoMo alerts all month… and NOTHING left at month end?

You're not bad at business. You're just running it without the numbers.

✓ Busy but Broke is the practical money guide for Ghanaian salary earners who run a side business in the evenings and at weekends.

✓ Bankers. ✓ Teachers. ✓ Civil servants. ✓ Nurses. ✓ Techies. If you sell bags, clothes, food, décor or services alongside your 9-to-5, this book is for you.

✓ One chapter per lunch break. 9 short chapters, about 10 minutes each, and every one ends with ONE task you can finish in a day.

🎯 What you'll be able to do:

✓ Find the true cost of what you sell: delivery, packaging, data, even your own time

✓ Set prices that survive the cedi, based on what restocking costs today

✓ Separate business money from chop money and check your MoMo in 5 minutes a night

✓ Stop stock and "pay me on salary day" debtors from freezing your cash

✓ Pay yourself a fixed salary, and handle family requests without touching business money

✓ Produce a one-page monthly P&L and know whether to grow, hold or cut

✓ Decide, with numbers, when (or whether) to quit your day job

🎁 What you get (one instant download):

✓ The e-book: 87 pages, phone-friendly, with clickable contents

✓ 12 ready-to-use templates (Excel & Google Sheets), pre-filled with examples, so you just type your numbers into the yellow cells

✓ A 30-Day Action Plan: one small task a day

✓ A 10-Minute Money Health Check to find your weak spot first

🇬🇭 Real Ghanaian examples, not foreign theory. Follow Akua (handbags from China, Accra), Kwame (thrift bales from Kejetia, Kumasi) and Esi (event décor, Takoradi) as they fix the problems you know too well: cedi falls, fake alerts, "last price" customers, black tax and the January drought.

👨🏾‍💼 About the author: Pepra Boateng has been a finance manager in a government institution for 20 years. His first business, an electronics shop, failed: no records, mixed accounts, profits spent. He repaid the loan from his salary. The lessons in this book built his next company, a building materials manufacturer that has been profitable for 10 years while he kept his full-time job.

❓ Quick questions

✓ Do I need to be good at maths? No. Every sum is shown step by step in cedis, and the templates do the maths for you.

✓ Does it work for a service business? Yes! Esi's décor and catering business runs through the whole book.

✓ Starting out or already selling? It's best if you're already selling or about to start. It's about managing the money, not finding a business idea.

✓ What format are the templates? One spreadsheet file with 12 tabs. It works in Excel and Google Sheets, even on your phone.

✓ Is this tax or legal advice? No. It explains the basics and tells you when to check with GRA, the Registrar of Companies or an accountant.

⚡ Instant download. Read it on your phone tonight and start your first task tomorrow.